The real question is how much of you $95/month plan was subsidy for your first smartphone. Your “$300” smartphone cost you much more than $300. The same question goes for your Note 5 and Note 4. The “free” Note 4 will cost you 24 payments of your subsidy fee. Again, your “free” Note 4 cost you much more than $0.

Even if it were the only option, you still paid more than $200 for your “$200” iPhone. The title is 100% correct!