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trifirst
I Hate Miatas
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“Well, I understand your occasional need to haul spare parts to the track, but really, the Miata’s trunk is

Yeah, I see where you’re coming from, and I agree: “high yield” savings accounts are probably the easiest option. I guess this is just another. You also have to consider the expense ratio, which usually isn’t much if you go with a place like Vanguard, but since we’re pinching pennies on the interest here anyway, it’s

It really depends on your 401k, but the answer to this question is usually yes—invest the rest in a separate IRA. It’s what Ramit Sethi suggests with his ladder of investing. Definitely get the match, because that’s like free money, but then contribute as much as you can to an IRA, because the fees are usually better