todd979-old
todd979
todd979-old

Go see a shrink. You're depressed and wasting your life.

You bring up a great point. Anyone with a mortgage who followed the pyramid to the letter would never make it past step two! Unfortunately, it's a fairly complicated personal calculation to determine whether you should be paying down things like mortgages and student loan debt before increasing saving beyond your

My general problem with these "20 minute" plans is that I have to change clothes, possibly drive to a gym or track, then shower afterwards, and my "20 minute" workout now takes an hour of my day. I'd wager that even many of the people with a home gym don't have a place where they can safely "sprint for 40 seconds"

Go to your neighborhood coffee shop and you can get all the coupons and flyers for free. Every coffee shop near my house has a pile of collected newspapers that gather and grow throughout the morning. Nobody will care if you take the coupons home with you.

Sounds like an interesting experiment. I hope he blogs about it, so we can follow along.

Good thing you chose to do this over a leap year. You might not have had time for the third book otherwise.

Gross? Maybe. But I'd wager that your keyboard, the doorknobs pretty much everywhere, other people's hands that you shake, the fact that nobody washes their hands every time they sneeze or cough, and basically the world in general are all exposing you to substantially more bacteria and risk of infection than the

I don't know about you, but my pee is sterile.

Paper comes from paper farms, not old-growth forests. It is a carbon sink. Planting trees from which to make paper takes CO2 out of the atmosphere and buries it in the ground when that paper reaches a landfill. On balance, reducing your paper towel usage will be worse for the environment.

Seriously! Search for a "wine saver" at your favorite shopping site. Those things are like $10 and work perfectly well. Better, in fact, than having a variety of jars of different sizes on hand to save your wines depending on how much is left.

Depends. The packets are encrypted using the recipient's public key. The Man-in-the-Middle attack intercepts the key exchange and passes the eavesdropper's key to the sender instead. So while the packets are indeed encrypted, in fact only the eavesdropper can decrypt them. Theoretically, the Certificate Authority

Step 1 in the suggested answer is to heat your pan until the oil smokes, even though that's considered a "dumb mistake" in every other Lifehacker cooking article.

If you had to (a) lie to your friend to get out of dinner, and (b) lie again to "retain [your] friendship", you and I have very different definitions of friend. (That, or you are a sociopath.)

There seem to have been an awful lot of "keep individual servings in the freezer" articles recently. Major flaw with this one, though: Auto-defrost freezers will repeatedly melt and refreeze your ice cream scoops, which ruins the consistency (and often leaves you, ironically, with ice frost across the top). So unless

No jokes about applying ROT13 twice?

Fair enough. I intentionally quoted only the first half of the paragraph. Nonetheless, the paragraph clearly paints a contrast between having *just* a 401(k) and having both a 401(k) and a traditional IRA. The sentence about the traditional IRA is a total non sequitur in this context.

Myth number 1: A 401(k) plan is all I need Employer sponsored plans, especially those with a matching contribution, are a good start. But those who also have a traditional IRA tend to be more confident about their future.

If you're relying on recruiters reading your resume in order to get a job, you're doing it wrong.

"Why You Shoulder Consider Using More Than One Antivirus App"

California as the pretty much the same "exempt" categories as most other states, so, no, most professionals and other "knowledge workers" do not qualify.