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    I second this whole-heartedly. My wife recently started teaching voice lessons on the side and, while she's only got three students at the moment, she's bringing in $180/mo for less than two hours per week of work. That extra cash can be immensely helpful

    What rivers, exactly, is this supposed to show? There's an east-west river emptying into the Atlantic that doesn't exist. There's no north-south river in North America (the Mississippi) nor is there a South American east-west river emptying into the Atlantic (the Amazon).

    The RSAoS is the granting institution, not the recipients' institutions. Karplus is a Harvard emeritus (#5 in Chemistry), Levitt's from Stanford (#7 in Chemistry), Warshel is from USC (#151-200).

    But the implication of the article is that the lake somehow causes the birds to die as well as calcifies them when the lake has no such powers. It is not a "lethal lake" as the headline states. It's just a lake that leaves a salt crust on dead things.

    The article on the series bible that sold ABC on Lost is full of lies!

    Just out of curiosity, are you an academic librarian? Because I work at a public library, and we could never do purchase on demand because e-books are so freaking expensive. Publishers charge $80 for one copy of a new bestseller. We'll buy 35 copies of the newest James Patterson novel and still have 125 holds on it

    A schoolboy rugby player died from second impact syndrome after playing rugby for 25 minutes and colliding with another player, an inquest has heard.

    Editor - “I want another witness.”

    LSU (13-1) 40, Oregon (12-2) 27

    I think that's a really underrated piece of it. People have a strong bias against failure and against change, so they try to avoid both. I currently have an iPhone and when I decide to upgrade it will probably be for another iPhone because my experience is that they work and I can't say the same about any other

    Check your withholding. My wife just started a new job this summer and in trying to figure out our tax stuff, we realized that my employer was pretty severely under-withholding federal taxes from my paycheck (I'd blame them/the IRS, but I should know better how stupid their system is). It was a problem last year but

    Holy crap.

    Wow, massive failure of the Finkbeiner Test, Tracie. That's just appalling.

    I've never seen that picture before and the one in the black shirt is most definitely human.

    You know what's a better recruiting tool than stupid, trendy uniforms?

    Tip #1 - Never draft an Air Force quarterback.

    Unless it's changing again, the permanent PMI for an FHA loan only applies to loans where the Loan to Value ratio is more than 90% (less than 10% down payment).

    Also note that this does not apply to FHA loans made after April 1, 2013. The new FHA guidelines require you to keep PMI for 11 years, no matter how much the value of your home increases or how fast you pay off your mortgage. The only way to get out of it in that case would be to refinance with a conventional

    A home warranty only covers certain things, though. We've been in our house about four months and we've spent about $4k replacing gutters and shoring up the foundation, none of which was covered by insurance or the warranty.