I'm growing my time, my money and I can relax. The entire idea behind all this is to pre make as many life decisions as possible freeing me to concentrate on and enjoying what I'm doing now without worry or fear of forgetting anything.

An effective time schedule can be made using a combination of YNAB and ANY.DO, complete with built in rewards for completing your backlist of to do items while putting the rest of your life on automatic cruise control. It takes a sheer amount of energy to get started, mostly because of catching up the backlist, but…