That’s a shame. I’ve been preaching the virtues of YNAB ever since I bought it years ago. That ended the moment I read this.

I’m as fanatical a YNAB user as anybody, and I support any change that’ll help this plucky little company live to keep my budget working another day. SaaS makes complete sense as a business model for them, and I’m $50 a year (or less! for current subscribers) is a small price to pay for the massive benefits that…

I’m sticking with YNAB 4, and am happy with YNAB 4. It will still get updates through 2016 (as will the mobile app now rebranded “YNAB Classic”). After that, I hope things keep working, but the mobile app will probably eventually stop working as iOS/Android updates come.

Paying a subscription to manage a budget sounds contradictory to its purpose, if you ask me.

I am a huge fan of YNAB - I probably mention them everytime there’s an article on budgeting on Lifehacker. That said, I just can’t get behind the subscription model. That was really a disappointment. These days it seems like everything is going subscription-based.