If it was a joke, then fucking grow up. People are here to learn, to improve their situation, not to be entertained by your lame, inconsiderate attempts at humor.

Something tells me that FordPintoBeans is a debt collector, and that he uses the “taxable income” (in which case he was wrong) as a scare tactic to encourage higher and faster payments from those who owe on debts.

You’re just a stupid, that’s all. No need to be sorry.