thisfoolbefreddy
ThisFoolBeFreddy
thisfoolbefreddy

My guess is that it's very rare that buying the newer car is cheaper in the long run. Say you can get the last year for $2,000 cheaper, after 5 years what are the chances that the newer one after depreciation still has enough value to cover that difference. For the average everyday car, probably not good. 

This sounds like our vacation from last week except all of our madness was packed into a two hour drive down the shore. But the worst part wasn’t the fighting, the screaming, or the kicking of the back of my seat, it was the music. I had to listen to a Pandora station based on the song The Middle. I looked forward to

Buick Roadmaster Estate with an engine swap. Checks all the boxes, a wagon, speed, looks at the car shows, and plenty of bonding time switching engines.

Probably the first one I ever read. Actually the first time I heard it was when Howard Stern read it on his site.

I walked around to fight him but a co-worker got between us so I spit in his face. I’m fine with the outcome. A punch to the face hurts but it heals over time. Having someone spit in your face and walking away stings much longer. 

My rule of thumb was to treat people like they treated me. People see others with menial jobs and think they are better. I was only a server for a month, so I don’t have any memorable stories with that. I was a cashier at a convenience store for over two years and came across all kinds of rude behavior there. I was

Little secret, open houses have nothing to do with selling the house and everything to do with bringing in new clients for the realtor. Like you said, open houses are for people that are just kicking tires and not quite serious about buying yet. Not to mention that any serious buyer probably has a realtor already and

You could have just stopped at don’t buy a condo. In my limited experience they are closer to a timeshare than a house. The values don’t appreciate, they are hard to sell due to the saturation of similar properties on the market, and too much of your expenses are out of your control. Like you said, the special

My credit union not only offers 0% down mortgages with no PMI, but they also don't fee you to death. 

I feel like the numbers for this comparison are a little incomplete. Yes you may be able to get a slightly higher return by investing, but what about the taxes you are going to have to pay? Will that be offset by the interest deduction? What about the risk? 30 years is a long time, so you will probably make out over

Points must be deducted for not using an orange Esprit in the pic.

Just to be clear, your advice is the home shouldn't cost more that 1 year's combined salary after the 20% down? I'm not questioning your fiscal responsibility, but I don't think this rule applies to all parts of the country. Especially if you don't want to live in the midst dangerous part of town. 

My wife and I just closed on a house two weeks ago so I have been enjoying these home purchase articles that have been getting posted over the last week or so. It doesn’t change our circumstances any, but it does let me compare what we actually did to what the article proposes. In terms of the true cost, the little

I’d argue that she isn’t blind to this fact but relies on it. She likes the control that comes with being the dominant female role in their lives and can’t handle the competition. It wasn’t mentioned in the letter but I would like to know if any of these guys have relationships with women outside the group and what

This all reminds me of the Chris Rock dick in a glass case joke.

If that’s the attitude then you might just get your wish. Don’t be shocked when the flirty couple decides to cut down on the time spent on your time to save you the hassle.

I used unpaid time and it wasn’t due to medical or family. When I first started at my job I was still in school and hired because of that. I was basically allowed to make my own schedule. I could work 40 hours, but normally worked less. That meant categorizing the difference as unpaid time off. I get that my

I came here to mention the Aurora. It stood out in a good way to me. I lived next door to an Olds and Mitsubishi dealership in the late 90s so I have a soft spot for the Aurora, Montero, Bravada and 3000 GT. Not so much the Eclipse, fuck that car.

Servers don’t want a minimum wage. As it is now servers in theory get a raise everytime prices increase. They also get to skirt taxes, though not as much when everything was cash. If they got paid a minimum wage then they would probably be locked in to that same low wage until the day they quit, while handing more of

To be fair Hinkie doesn’t really have a great track record with the draft either. He has made good trades, but take a look at who he picked.