I think that's the best advice! Don't wipe out savings completely, but pay down as much debt as you think you can afford.

Another reason to get an off-contract phone! You pay upfront for the phone, then pay less—a lot less—every month. This approach will save you a lot of money, as long as you don't get upgrade fever every time a new product launches!

That can be a highly useful tool! It's important to understand what your student loan will mean after you graduate, before you sign on the dotted line!

Exactly! It doesn't take a huge income to grow your net worth! Well-said, Kristin!

Price. And OS.

Price. And OS.

For $200, this Chromebook is a good deal!

For $200, this Chromebook is a good deal!

Yep. Follow the money. :(

I didn't think of it that way (that notifications are more convenient to access on a watch)—this is actually a good point!

Unfortunately, having a lot of money and fame can sometimes bring out the worst in people. Don't let it be you!

Absolutely! What billionaires know isn't a big secret—but it's a lot easier said than done! I like Buffett's advice because it's simple and clear! :)

My favorite tips here and here allow you to entertain yourself and/or friends and/or dates for minimal cost—or even free! I've found that it's more about the experience you create than what you actually do! Another good investment in entertaining friends is to get a couple good games, like Apples to Apples, Clue, or a…

Before you buy one, be sure you can afford it!

Before buying this, be sure you can afford it!

Agreed! It's a great model for a business—get customers hooked on your service, and they will keep paying you until they die! But it's not such a great model for consumers.

Another great tip, Kristin! The "diversification" and "dividends" and "control" part makes REITs especially attractive to young investors! :)

A great list of interesting courses, Alan! This is a great hub to see what courses are interesting to a given individual :)

I'm also a proponent of credit unions! Not being profit-driven leads to numerous advantages for you, the account holder.

Despite these limitations, I really like credit unions! Here's why.

Yep, it's important to remember that advice doesn't work equally well for everyone. Not even mine.

This is actually pretty good advice; it's smart to get things out of season, when manufacturers are levying discounts to move out their old stock, in anticipation of their hotly promoted (and overpriced) new merchandise!