I could have told them that. Heater, ac, cd player, power locks and power windows. That is pretty much it.

The Hellcat-powered mid-engine Charger from F&F9:

Amirite? I mean the possibilities are endless. 

I'm with you. Right now, today, I want no debt because I have no idea what's going to happen, and I want peace of mind. So even though every genius financial advisor would tell me I'm stupid, I paid off the cars, and I'm less than a year from paying off the house. Then, I guess I don't care, as long as we have enough…

My F150 will be ten in February. The only repair I've had that wasn't paint/body was a front hub started making noise.  It was $600 to repair.  I am looking at a timing chain service, but I'm pretty intent on keeping the truck until the wheels fall off or some fuck nugget totals it.

How can people be this bad at basic math? No wonder Americans can’t afford to retire...if they can’t figure out how to spend less money they sure as s*** won’t save it.

Christ boats have become expensive, glad my dad dragged me to the lake every weekend of my childhood and made me hate them.

People,companies,and government never learn their lesson.This is why we must go through recessions over and over again.Things get good and everyone throws caution to the wind to get some of that sweet sweet free flowing cash.Then something shocks the system and we all scramble to the exits while many get trampled.Then…

wow. Don’t boats depreciate even faster than cars too?

I mean, yeah, that is how the system is set up to work.

In general, removing a FICO score requirement should be celebrated because FICO scores are total scams that do nothing other than perpetuate the wealth gap in this country.

There is no reason for an 84 month loan on a new car.  None.  If you can’t afford a reasonable 60 month loan, you shouldn’t be buying a new car and should be looking at a use one instead, or something cheaper so you can actually afford the monthly payments.

LOL, Ford can suck it all it wants.

Woof. Not joining the borrowing money debate in the comments because my own ideas about debt have shifted every which way in the last five years, so I’m not sure what I actually believe. But I can say with a fair degree of certainty that there will be people who get hurt by this new policy. And it will be people who…

The root of the problem is that too many people, young and old just don’t understand money, savings, and investment. As a result, many decisions are poor and counterproductive.

Generally true, except right now we’re in a period where those historically depreciating assets are holding a lot more value.

You can get 20 year loans on boats now. It’s only a matter of time.

Longer time frame on a depreciating asset is a horrible situation for many buyers.  Loan to value at 5 years is going to suck  Especially on a Ford.