I’ve had 8 years of Rhapsody. Their catalog is deep, but their price point (even with older subscriptions) is still a little higher than these others. I’m considering jumping ship.

A serious question: how are those publications safer? You can still meet any random person anywhere. Is it that the listers aren’t anonymous?

Can we just get some normal wagons? I feel like that market us pretty under served in the US

I’ve been using Tahoma for my resumes since the late ‘90s...because Helvetica is overused in my field!

Do 6%. A 100% ROI on that is better than any other return you’re likely to get and definitely better than your student loan rate. Look at your interest rate on your student loans. If it’s below 4%, you should probably go ahead with that 8% 401k contribution. If it’s higher, you’ll probably do well to pay a little more…

Take what you can get. 25% return is pretty good, even if it maxes out at $500

Throughout the US, it’s illegal to have your child forward facing until 12 months. American Association of Pediatrics recommends age 2.

Re 2: Use a goddamn rake! It's quiet, uses no fuel, cheap and you get exercise. Plus, it doesn't stir up "Particulate Matter".

“I got better!”

This chart shows quartile income. It's hard to say (in the U.S.) that the top 25% of earners are "upper class".

$27k is the bottom 25% of incomes in Boston. This chart doesn't have to do with middle class. It just breaks incomes into quartiles.

I considered a little and thought that if you were touring Italy by train, it might be ideal. A secondary consideration is that a bike can be brought on some other modes of transportation.

Depending on where the vacation is, you might save time by avoiding parking (not disagreeing with you, here, but noting that there are sometimes hidden time-sinks in a car)

It's really interesting how different the systems are. For the most part in the US, mortgages are required to amortize over their term. Even the adjustable rate ones have a fixed term of at least five years and amortize over up to 30. Thanks for explaining!

Does it fully amortize over that time? I know it's common in Canada to get a new loan at the end of a previous one.

While I generally agree with you, there are still sub 4% fixed 20-year rates to be had in the US. 15-year rates aren't much better and neither tend to have prepayment penalties. In this case, the 30-year can be advantageous.

That kind of thinking kept people from getting the 10% returns the market gave last year.

I think that bar tending is substantially less structured (and more likely to be structured hourly) than the other professions shown, here. Tips, as everyone has pointed out, also skew the data, because how bartenders are paid is not solely determined by the employer. Clearly, the article tried to compensate for…

Agreed, however, having 35 hours as a minimum gives us an agreement that people are in the range of full-time and are doing this as a career.

The findings compare the median weekly earnings of men and women who work at least 35 hours a week year-round.