I think that given the nature of how people use their cars (short trips, for the most part), taking off and landing would be the biggest energy users, but I could be wrong about that

I think you should add a number for energy consumption in there. They'd obviously use more fuel than a land-based car.

I came here for the old MS DOS attrib +h, but you got here, first!

Well, you're doing it right. It's work, but at least it's for you and will make your life better!

It might be hard, but we do lots of hard things. Exercise, eat right, learn... The benefit on this is at least as great as a lot of other things.

That's an excellent point, but Lionshead is much more in line with macrobrew Pilsners. Yeungling has a little more color.

In PA, Yeungling was generally as cheap as the cheaper and objectively worse beers, making it a preferable choice for budget-conscious drinkers. Not sure it's cheaper now.

When I was a kid, my dad always would threaten to donate to Jessie Helms if he didn't lose weight. It always worked!

Look into fiduciaries. They are fee only advisors, so they don't receive money when you buy stocks or funds. Legally, they have to keep your interests first.

While I tend to agree with you, there are financial advisors with fiduciary obligations, which legally require them to keep your best interests in mind. I still advocate learning for yourself and taking care of finances on your own, but there are a lot of times where other people take better care of you than you can…

I might have agreed with you, but Oscar Pistorius was acquitted, because the judge couldn't see through a door. While I realize that this was in another country, it does serve to remind us how willfully blind people are willing to be.

That's pretty much what I meant, but I didn't know for sure. My concern is whether I'd notice that it was saturated.

Does the charcoal ever get used up?

I doubt that most thieves have access to tow trucks and liquid nitrogen. Escalation doesn't really work that way.

Alternately, it could give you incentive to go on with a book that you were planning on quitting, if you find the Popular Highlights come later in the book.

You can withdraw all of your principal from Roth IRA early without penalty to bridge the time. Also, you can convert existing IRAs to Roth to start a Roth conversion ladder. Check out www.madfientist.com, if you haven't. It's great for some ways to help into early retirement.

I know that this usually applies to fee-only advisors, but I'm not sure about planners.

I suspect that you have a good financial planner.

That's exactly what you should do. This is a good article for people who aren't as clear on what/how they should ask these things and what the responses mean.

I think that people often do a bad job of calculating time value. They look at their base wage/salary, but don't factor in taxes, travel time/car use cost, and other factors that bring their effective wage down. If you make $25/hour and save $25 with an hour of planning, you're ROI is greater than working for an…