You are playing a different game, but you seem to understand the odds.

Wow, did you develop Android L? What additional insights can you give us?

In "The Millionaire Next Door", the authors cite studies showing that business owners tend to have higher savings rates. This is an interesting correlation.

I read and appreciated this article, because I agree with what it's saying, but that's what worries me. Does it appeal to confirmation bias?

Well, I don't think that that's the extent of the job. Teachers have to prepare classes, grade work, develop tests/quizzes, and give individual time to students. I agree that they get a huge benefit from their large chunks of time off, but I don't think it's as great as it looks at first glance.

You're also not working year round.

I just read that link. It's great! At the very least, it's straightforward and makes sense.

If you're getting anything for doing standup, I think you're way ahead! Seems very competitive and people probably expect to be able to get something for nothing.

Our emergency savings is based on a reduced emergency budget, as well, but based on the sources, I think that these writers are on a reduced budget that might seem like the emergency budget compared to most people.

I guess you love being poor. Think of how big your paycheck would be if only you were more open minded. All they need is your social security number and a commitment of your first born.

I got cartographer, too. It looks like I didn't put any of my abilities high enough on the spectrum to get my real job.

This is a pretty simple and common sense solution. Combining these two techniques would ease my mind.

I may have read this on Lifehacker, but take pictures of your kids in what they are wearing. Getting separated isn't going to be less nervewracking, but you can show people exactly what they look like.

It's sort of like the opposite is true at my house. My son thinks the vegetables from the garden are a treat. If the fruit comed first, he doesn't want the veggies.

If you treat the refund as enforced savings, you stand a good chance of coming out ahead, rather than spending the money. Once you shuttle it into a tax-advantaged retirement account, you're coming out way ahead. You run big risks by investing your tax money on your own in the short term, and as many people have…

This is a good article on pretty conventional wisdom, but it ignores anchoring. If they have a range that they can offer for the position, the first person to give a number pushes the other person in their direction to some extent. Sure, it doesn't work if the applicant is way out of the range, but in that case,…

I'm excited to try this!

We use the 30 second timeout method with our 2 year old. Is that the same thing? We count very slowly to 30 and then remind him that we love him but that he can't do whatever it was (biting for example).

I appreciate that arguement, but growing 33% more income (if you're in the 25% bracket) is going to more than cover that change. If taxes do rise, can one be confident that protections like the roth will be more protected than traditional retirement assets? Politicians count on retired people a lot and don't like to…

Everyone suggests Roth IRA's before a traditional IRA, but are opposed to taxable investment accounts. Roth IRA's sound great if you expect to pay off a lot of debt and put your kids through college when you're already retired, but if you plan on having that behind you, chances are you'll make it to a lower tax…