He could be looking at a photo that he took a moment ago... I don't really think so, just playing devil's advocate.

I think you should discount the portion of the material that was supremely boring. I think that LoTR could have been 100 pages.

Ugh. The idea that firefly would beat the HHGtG is just depressing. This shouldn't even be a contest. Firefly should have lost every round, so far.

I'm excited to try this!

We use the 30 second timeout method with our 2 year old. Is that the same thing? We count very slowly to 30 and then remind him that we love him but that he can't do whatever it was (biting for example).

First, this was a great and even handed review.

I appreciate that arguement, but growing 33% more income (if you're in the 25% bracket) is going to more than cover that change. If taxes do rise, can one be confident that protections like the roth will be more protected than traditional retirement assets? Politicians count on retired people a lot and don't like to…

I'm comfortable with this.

Battlestar Galactica is pretty much just silliness. It's heavy handed and absurd. The acting is mediocre when it's at its best. This is the one that bugs me most. (Firefly also shouldn't be beating Alien. Seriously.)

Honestly, Firefly could be argued to be good. But Alien! No one is arguing about that! Alien is necessary!

Everyone suggests Roth IRA's before a traditional IRA, but are opposed to taxable investment accounts. Roth IRA's sound great if you expect to pay off a lot of debt and put your kids through college when you're already retired, but if you plan on having that behind you, chances are you'll make it to a lower tax…

I couldn't find information about how it's returns did against the market indices. Does anyone know?

The rest are trapped on board.

One way that this is off base is that you don't need to replace the portion of your income that you've been saving. For example, if you save 15% (pretty modest), you only have to replace 85% in retirement.

There's an obvious problem, here. You don't have to replace your entire income, because you don't have to replace retirement savings. The more you save, the less you have to replace.

That's why I came here, too.

Alternately, we could work to reduce our use and thereby export more of our own oil, driving down cost by reducing US demand. Oil is a commodity, so it doesn't matter that we don't buy it from Russia, it only matters that more is available. This is possible (if anyone ever listens) and would increase US exports.

It shouldn't be that much of a surprise. Harry had already beat Voldemort like 6 times before. For most of them, he wasn't even a teenager yet. I mean, come on!

That's Ultimate Spiderman. He actually is (was) a bit more obnoxious...

That's a good starting point, but you could also look at it from an expense point of view. For example, if it takes a day for you to earn $200, but you spend about $100 a day, a $30000 purchase is 150 days of working or almost a year of living cost. It's the same principle, but it provides additional incentive to…