My late husband and I had a joint checking account, but once we had a bit extra, we each had what we called our “go to hell” money. My commissions and his overtime and any extra we made from little side jobs, eBay, etc. was ours to spend as we chose. It worked very well for the 30 years of our marriage.

Thank you for acknowledging your great good fortune. Too many who are blessed, as I was and you are, don’t even see those people across the checkout line, or waiting tables, or even fighting our fires or protecting our towns.