Wondering if you can help me determine if I understand this correctly... I own a 2009 Jetta 4D with nav and sunroof. I live in Hawaii which is included in California. $12,527+420+600= 13547 ($4577+70+100= 4747 mod). Currently I have 93,000 miles and do not plan to drive the car until Oct. +570 or $14,117 (+95 to mod…