I survived a week’s vacation in California (including 2 days of back to back Disney) in like 105 degree heat with my parents, husband and 5 and 3 year old daughters without killing anyone.

The secret service keep me out of danger...

I've learned the best way to loan money is to not consider it a loan - consider it a gift and only give the amount of money you'd be willing to/can afford to give without getting it back. That way if you don't get it back - whatever it was a gift - but if you do get it back it's just a nice bonus