I'm not trying to troll, I'm genuinely curious. What does it have that my google doc spreadsheet budget doesn't?

If you buy anything with a credit card you are having your data tracked. When I go to target and swipe my card they print out a bunch of coupons tailored for me. Not always for brands I buy but defiantly things I buy. (Giving me coupons for Dannon Yogurt when I normally buy a different brand for example.) Target also…