The snowball method might well work to keep some people motivated, but this article is not comparing paying off the smallest debt with paying off the debt with highest interest, it’s comparing paying off 1 debt at a time (how that debt is selected is unspecified in the article) versus paying off all debts…

Most stories about the NRA focus on the wrong thing. Donations to candidates is not the source of their power. They are among the most effective (and feared) lobbying groups because they have several million members who, based on an NRA score or alert, will FLOOD a politician’s phone line, office hours, etc and show…