The biggest thing keeping me out of owning rental property is that it seems like a kind of miserable part-time job. Do you use a property management company?

It depends a lot on what you mean by “how much money.” Do you count retirement savings? A pension? A house? A mortgage? College savings?

(“Place a thin, skinless chicken breast in a half-quart mason jar with a cup of white wine, then add water until the chicken is covered by an inch.”) Having none of the required ingredients save water, I put three boneless, skinless chicken thighs in the pickle jar, dressed them with olive oil, kosher salt, pepper,…

I’d say it depends on a few factors:

Well, yeah, it’s easy to move a mortgage if you’re getting a cheaper rate. But mortgage rates have crept up in the last couple of years, and if I refinanced today I’d be paying at least 1.5% more. My ARM starts to adjust in 2023, but until then, it doesn’t really make much sense to switch.

I’ll have to double check, but I wasn’t previously a customer of WF, and at the time it was pretty explicit that I had to autopay from a WF account to get the discount. Then again, that was in the era of fake accounts, so they may have just lied to me. Thanks for the tip, I’ll check on it.

The half-point I save on my mortgage is pretty substantial.

I’ve stayed with Wells because that’s where my mortgage is, and it’s really hard to move a mortgage. And I save something like a half point on my mortgage by paying it out of a Wells Fargo checking account.

How do you handle bills that vary month to month?

My DirecTV bill auto-pays as soon as I get the bill, which is kind of annoying, since sometimes stray fees can crop up on there. But other than that, yeah, auto bill pay always seems to just work.

Thanks!

Terms you use that I think could use further definition:

Is 23% a pretty steep autograt, or have I just not ordered room service in a while?

• Which show is the best at teaching people how to cook? I went from zero to being a pretty decent cook mostly from watching Good Eats. These days I’m picking up a lot from Cook’s Country.

This is a bit like an article about “how to create your own meme” explaining how to grab a still frame from a video and put some text on it. For some definition of “meme,” sure, that’s what “creating a meme” is. But for another definition of meme, you’ve gotta get it to go viral somehow.

Show up, do a bunch of math, and if you do it right, you get a coin? Sounds like you might want the MIT Mystery Hunt.

Yeah, these correlated risks are what keep me worried. I’m in tech in SF. My biggest assets are:

I’m not sure I’d call game 3 a “dominant win.” They were the better team on the ice, but winning by two goals in a back-and-forth game is hardly dominant, especially when it’s the result of a goalie standing on his head for the third period.

Be honest: have you read https://legal.kinja.com/kinja-terms-of-use-1793094100 ? In all 10,000 words of glory?