Are minimum finance charges still a big thing? Back when I was new to credit cards, I would do online bill pay on the last possible day, to get the most interest from my checking account and take advantage of the float. I screwed up my payment one month, and wound up carrying a $50 balance for a couple of months. The…

The way I try to think about it is that living in an expensive city (SF here) is a consumption choice I’m making, not something that’s just randomly happened to me. In large part, that consumption choice is about my employment situation (and not just salary: the fact that I, and pretty much everyone I work with, could…

Yeah, moving the trade deadline to after the lottery would be great, too, but that still leaves the problem of a 9- or 10- seed winning the lottery and then having to choose between fighting it out down the stretch to make the playoffs or missing out and nabbing the 1 seed.

I was responding to the idea of holding the lottery on All-Star weekend. In that case, you’d know the lottery results with plenty of games left in the season.

That would be great, except that a playoff-bubble team could wind up with a top pick in the lottery. If we’re taking away lottery picks from playoff teams, then that team will be incentivized to tank and miss the playoffs. (I’m not sure what draft pick would be worth more than an 8-seed, but

My favorite illustration of p-hacking: https://www.xkcd.com/882/

For me, the difference between the instant pot and “any pressure cooker” is that I never burn my food in the instant pot. In a stove top pressure cooker, it took constant attention to keep the pot at just the right temperature so pressure could be maintained without burning the food.

One small thing to be aware of with SEPs: if you have an old SEP lying around, it can make it harder to do a backdoor roth in the future. Not impossible (you can convert the SEP to a Roth and pay the tax, or you can roll the SEP into a 401(k) and not have to convert anything), but it does complicate things.

It’s like some parents have never heard of zero indexing.

Yeah, a lot of name forms reject numerals. “Child one,” “Child two,” and “Child three” would work a lot better.

And the screenshots are all google sheets :)

“There’s nothing wrong with meeting with an agent,” said Atlanta-based lawyer Stu Brown, a veteran of representing schools and coaches in NCAA compliance cases. “But then it becomes a question of who pays for the meal.”

Wait, did I miss a UNC scandal?

I think of it kind of like saying that the key to staying out of debt is what job you have. Strictly speaking, no, the key to staying out of debt is spending less than you earn. But if you’re a banker or a software engineer, it’s going to be a lot easier to stay out of debt than if you’re waiting tables at a diner.

No mention of Nordic Combined, a sport that still, in 2018, just bars women entirely from the olympics?

If the bus is going roughly where I’m going, roughly when I’d like to go, sure, I’m happy to take the bus. I took the bus for years. I didn’t have a driver’s license until I was almost 20, I didn’t have a car until I was well out of college, and I wasn’t living in some place like New York or London where there are…

I’m down 45 lbs in the last 6 months. The key has been buying lots of boxed greens.

This study is being widely misreported. The study didn’t find a statistically significant difference between the diets they studied. That’s different from an affirmative finding that there aren’t differences between the diets.

Big bowl of porridge at Cafe de Coral in HK.

Confusing a dangling participle for a sentence-ending preposition, the need to edit this comment is embarrassing.