FL is no fault but limits are only $10k. What makes FL so much higher is the crazy amount of PIP fraud and staged accidents. It’s a business and a very expensive one for all of us paying premiums. The FL state senator filed a repeal this week for FL’s no-fault but it will likely get shut down just like every other…

And this is the 2nd part of the problem. Fraud. There are certain states where fraud is higher and those states you’ll also see the higher premiums. Doesn’t take a genius to figure out which states those are. As for PIP fraud, everyone is getting their part - and where I live, the attorneys are making bank because of…