Except your monthly payment won’t go up except for an increase in property taxes, unlike rent. Also, once you pay it off you are living for the cost of repairs, maintenance, taxes, and insurance. It can be both an investment in something you sell after X number of years (I have made quite a bit of money this way) or…

Meh. I refinanced my 30 year to a 15 year and without having to pay any closing costs and getting a much lower rate I only increased my monthly payment by $300/mo. Considering it knocked 12 years off my mortgage and will save me over $80k over the life of the loan I’d say it was a good move. I already bought a house…

lol, k

Not rich, I saw benefits from it

Start slideshow?

I’ve briefly looked into this but never that much, I am guessing you didn’t use a smart trainer? I assume those adjust the difficulty for you vs using a knob? It seems like a good way to add cardio equipment to your home setup and actually have a bike you can use outside as well, I’m just not sure if I would get…

Supersets and myo reps for your accessory work. They are great options if you just want a shorter workout in general.

Your chiro isn’t a doctor

k

They came out and said they would resume playing. Until that changes it’s a postponement at the end of the day regardless of what you want to call it.

Call it what you want but it’s basically games being postponed. No one got a loss and no one got a win and they are playing the games at a later date

Yeah other than COD taking up my entire hard drive it’s the only way to go IMO. I’m done messing with physical media, especially when it makes you download the game anyway.

Don’t buy your books right away. There were classes where I never even opened my book and wasted $100+ on it. Wait and at least go to the first class to see if it’s something you really need or not.

“Work” pictures huh? ;)

I love the Prime Photos backup. I pay for the extra storage for movies and everything is just so seamless. If you’re already paying for Prime you might as well take advantage of the free version.

His name was Crentist

Citation desperately needed

Same here, I thought it was a funny show and always enjoyed watching it

Yeah add me to the group that loves it. It’s great for multiple reasons, one is he created a bunch of different templates and a custom program builder so you can really dial it in how you like it or you can run it as is. The greatest thing to me is it’s all in google spreadsheet so you just enter your training maxes…

Gotcha, sorry for misinterpreting your comment. I think it has to do with multiple things. First, masks are being mandated in public, bars are closed, and restaurant capacity is limited. I don’t go out much but when I do everyone is wearing a mask and compliance seems to be going pretty well.