The beauty of it all is that you can simplify the math. I mean, if you take the fundamentals of engineering exam on your way to becoming a professional engineer, you’re going to have some finance questions, but they dumb them down to the point where it’s a simple lookup table and hardly any math is involved.

Ironically,…

I hate to break it to you, but all automakers use stainless.

And I’ve never met a Camry owner that didn’t have their flexpipe rust out.  And Hondas are infamous for this as they age, too.  

Honestly, though, find me a car that has a flex pipe that doesn’t rust out in these climates.

They’re already a pretty good sleeper stock...

The length of the loan is a pretty freaking important detail.

Which represents more financial risk to a buyer? $750 a month for 6 months or $750 a month for 360 months? If you don’t answer the latter, you need remedial financial education.

When you’re comparing a 60 month auto loan to an 84 month auto loan, there are…

Ummm, who the hell is Lago? :)

It’s Iago... :)

“which is why I said we would never see a class like this unless more Libertarians are elected”

So... much... nonsense...

Georgia, Idaho, Illinois, Louisiana, Missouri, New Jersey, New York, North Carolina, Ohio, South Dakota, Tennessee, Utah, Virginia, and West Virginia all have personal finance education requirements…

Your statement contains some truth. However, we’ve also found that proper sex education dramatically reduces teen pregnancy rates. The “abstinence only” non-scientific garbage doesn’t help at all.

So similarly, good personal finance classes will never solve the problem, but you can expect it will dramatically reduce…

THIS is finally the story Jalopnik needed on subprime auto financing.  There has been far too much hand-wringing about the risk banks were taking on as subprime auto loans jumped in popularity.  The risk was NEVER with the bank, but with what these loans did to the customer.

Make sure they really aren’t asking for public money.

We keep hearing that in Cincinnati, but in reality the city is paying tens of millions for stadium-related infrastructure, and then the port authority is actually building the stadium - the team will pay the port authority back only if they don’t declare bankruptcy…

They openly admit it in their article that they aren’t basing these percentages on out the door costs, but rather full retail before rebates and tax credits.

This is a stupid analysis of resale value - because they openly admit it in their article that they’re not basing the depreciation % off the amount the person actually paid for the vehicle.

Take the plugins on that list, for example - they openly admit that they aren’t considering the tax credit value in calculating…

Savings rates over 1% are easy to find. I get 1.9% on my savings, and 3.3% on CDs.

Your history must be very short.  A decade ago I was getting 5.35% interest on my savings account.

Ford’s pension plans were 95.3% funded as of December 31, 2017.  They’re likely marginally better off now based purely on market returns.  If they’ve pushed money into the plans this year like they did last year, they’re likely 100% funded at this point.

Nah, they’re both egotistical,entitled, narcissistic blowhards who believe everyone else is massively overpaid and they’re getting ripped off.

Germany is protectionist of its car industry? Last time I was there I saw quite a lot of Fords, Peugeots, Citroens, Fiats, etc. Doesn’t seem very protectionist to me.

China is an easy one to point to here. To get access, you had to hand over massive amounts of IP, you (until recently) couldn’t own a majority of your…

I’m not sure why I even try when you’re not willing to think this through - but by ramping things up, there is no immediate instantaneous push - it allows people well over a decade to adjust, during which time people are naturally shifting from one vehicle to another. And it doesn’t mean you have to get a $50k new car…

You clearly miss the point of the idea.

By providing a refundable tax credit, you offset the entire cost of the tax for an average American. There is no additional cost for the poor, who tend to use less gas already - in fact, because of that, it actually aids them.

And because the threshold between paying more or less…

Easy way to “tax the shit out of gas” and not hurt poor people:

Ramp up the gas tax over a few years. Say, add 25 cents per gallon each year until you’re at $4-5 per gallon in tax.

Use the revenues to provide a fully refundable tax credit If your additional gas tax is $4 per gallon, and the average American uses 500…