I was unemployed in early 2011 for 6 months, when I got a offer I jumped at it. They started me with a decent wage. I worked so hard and made myself so valuable in the first year that when they did their annual raises in early spring they gave me a 5.65% increase. Something I heard once was, pretend you are the…

A landlord can amortize roof, furnace and other repairs over a longer period. If you buy a house, especially a non-new home, the inspection may say the furnace looks good and 1 year after closing it needs a couple grand to repair or the AC unit goes out. Or maybe a bad storm comes thru and blows a bunch of shingles…