Medical bills and couple other things, but really - mostly medical, ruined her credit profile. If it were not for me, she would be probably still struggling. But I added her to all my CC cards that didn’t ask much about credit report and after a year or so, her score went up high enough to apply and get approved for…

Exactly. My wife did just that. Now, she is nearing scores of those 8xx, after falling to 550 FICO (very serious and bizarre set of circumstances but it really doesn’t matter here). If it wasn’t for me, adding her as A.U, she would b still struggling. But I knew why her FICO score dropped to such a low point and I…

Actually, it will help him. Just like it helped my wife. I added her as A. user on all 4 CC that I have, and in no more than 10-12 months, her FICO score was about 85 some points up, from having 550. Yeah, it was that bad. Once she was about 635, she has gotten some low line of credits CC’s and rebuilt her score which…