I have the bulk of mine stuck into an S&P 500 index fund and it’s doing just fine.

You just made an argument for 5% return assumptions while quoting a return of over 13% for the year.

At least when you read anything from companies trying to sell investments. I also think you a leaving out the rest of the conversation about how much you can really save at a young age and the non-financial costs of doing so. It is a more complex conversation than you are admitting to. This isn’t a “is it better to…

assuming say 5-10% yearly growth

That’s pretty cool. Just got turned on to Turo last week as a matter of fact. I am a bit of a late comer, but the idea sounds like something I might try.

Telling people not to save for retirement in their 20s is terrible advice.

Give it a year, and let’s talk. Every year for the last 4 years the crypto market has been very low in Jan/Feb, and then by the end of April it goes way up.

Fit. You’re talking about a chassis that was designed for a 289. Check out what they had to do to get the 390 and 427 into those things. Was a really tight fit with some pretty bent up exhaust headers and other contortions. Why do all that when you can get as much power out of a ecoboost?

Pffft to your Pffft. I am about to get in my 96 F150 to pick up a load of decomposed granite for a patio I am putting in this weekend.

I don’t think that is smug, but the problem is that “living within your means” means a lot less today than it did to the generation before. But, yeah, I think you can make your claim without sounding preachy.

I would say something some may find counter intuitive, but I would recommend not over saving for retirement.…

It is hard not to take a long loan out at 1.5%. That is like practicaly free money. I would keep it as long as they would let me.

96 month loan? Wow. It felt like a guilty pleasure when I took out a 60 month loan. I really felt like I was living on the edge. I have no problem paying a note out over the useful life of the car, but I truly would like to know why people give in to trading in upsidedown cars. Is it just a matter of ego and prestige?…

If wage equality is mandated without regard to performance, that, indeed, is communism

You might want to go back and re-read that part of the piece.

Just curious, what is your small business?

I have a 1969 L36 convertible. When they say they don’t make ‘em like they used to, they speak the truth. The made them like sh_t back then. If it’s not one thing it’s another. Dwell meters, timing lights, compression guages, oil pressure guages, points, carbuerator float levels, jet sizes, accelerator pump CC’s,…

The irony of your use of racism against whites to counter a white person talking about tacism against whites is not lost on me.

And a physical confrontation is often the only way the message gets through with these people.

I just started dating a guy two months ago

that are guilty of sexual misbehavior