It’s almost like their entire profits are based on the margins. Which they are.

We just hopped on the A-plan train. Bought a Fusion SE AWD with $5,500 in rebates, financed at a stupidly high 7.2%, rather than financing basically full price at 0%. Dumb, you say? Like a fox. Refi check from local CU at 1.99% will be written as soon as my first payment is made :) 

You gotta be willing to hunt and wait. Wife and I knew what she wanted (Cadillac SRX, white with brown/maroon interior). It retailed for $53K. I spent 3 months looking online daily for the right one and found one that was less than 6 months old with only 4K miles for $37K. Went to the dealer the day it was listed,…

This past week my family vacationed in New Orleans. My mom went along to help with the kids, and because vacationing with mom is actually pretty fun. She likes to eat, she likes to try new things, she doesn’t complain when we have to walk or wait or just want to stay in and watch a movie. And on Wednesday night she…