Thanks for all the info on the carriers, helps with my decision. I have a coworker who has Sprint and doesn't get 4G at work, but does once he hops onto the freeway. It seems like I trust Verizon's service the most around sac. Having the good 4G on Verizon will be nice, but it is only so nice when you don't have…

I believe we have full bars even inside our house. When we are missing the calls, the coverage is good. This seems to be a common issue in the Verizon forums. I just talked with tech support and did a few things they said (reset network settings and reprogrammed tower settings), I'll see if it fixed the issue. …

I'm from Sacramento area too. I have had both AT&T and Verizon and both have good coverage.

I am wanting to update mine with a combination on these spreadsheets too, hope to work on that over the weekend. Let me know if you come up with something you like.

Thank you for sharing yours too. I really like the layout. It is a bit too specific to me, but I see how that can be really helpful to pinpoint where money is going. But, I like having both the itemisation and summary.

I use my nook simple touch and an old version of read it later too, and I love it for the longer articles. It has its limitations though: The touch screen scrolling doesn't work well so I had to program the buttons to scroll, and there isn't a scroll bar to see where I am in the article (which I hate not knowing how…

Sure, its a bit rough, but here is a link to it with some sample numbers because there are some functions in there. The Amount column is my budgeted amount, the Total Spent column is how much I have spent so far for the month. For recurring expenses, I can just write in the known number for Total Spent. For other…

I like your template. I use a spread sheet for the same purpose, but in a slightly different way.

I agree. Esther Gokhale shows, in her book, that sitting for hours a day isn't what is causing back pain and posture problems. She backs this up by her own research. She visited other countries that don't have back pain problems and there were people who would sit for long hours yet have never had back pain. I think…

I highly recommend the book "8 Steps to a Pain-Free Back" by Esther Gokhale. You can see a lot of it's information at gokhalemethod.com. It has helped my back a lot! I am fit and healthy, but have back pain from bad posture when sitting. The combination of strengthening core muscles and applying the "stretch sitting"…