Was it worth the wait? Not everyone should own a home as renting works!

Best thing during 2019 - already did the backdoor Roth IRA contribution for my wife and I. 

I’m a fan of filling up 529s, then adding a whole life insurance for 20-50% of what’s added to UTMA accounts. For example, 1500/m 529, 1k/m to UTMA, 200-500/m to whole life insurance. Then little Jonny will be in a solid position without loans, money his in name, and an insurance plan kicking butt!

Please expand on the process: is it a personal chef? A HelloFresh fresh preparer? What’s the cost per week, $400?

Yes, the fear occurs for everyone. My biggest fear is the current unfunded liability of my son’s education. We plan on sending him to private school starting in 7th grade (currently 36k/yr), then the private college of his choice (currently 75k/yr) and our 529 education savings are only 150k. He turns 2 in Feb so we…

Using bank’s money, debt, is advantageous when the borrower has great credit, thus a low interest rate, and a higher yielding use of their own capital - essentially arbitration the debt vs the investment yield = profit.

Born in 1984, married, 2yr old son, and we save a lot while enjoying life.

Thank you for sharing