Hey everyone, just think of it this way: how much money do you need to live off of for 20 years? Just cause you make 100k a year doesn’t mean you need to save 10 times that by 67 unless you plan to spend a whole lot in retirement.

Patrick Dickhole

You don’t need to be a fucking engineer to point out the obvious that you save money buying things in bulk or larger quantities/portions.

Do most people not know those bumps are for wheelchairs? I figured it was common knowledge this whole time.

The target date doesn’t really matter. You can withdraw before or after that date. It’s just optimized for withdrawal at that age. But you should also be able to exchange your shares in full for another target retirement date farther in the future.

https://us.battle.net/d3/en/forum/to… if this is his source, it’s a post by Pardo in the forums