Many, many errors in your post. You can’t use bright line rules like “always pay cash for a used car.” Sometimes, that’s a pretty stupid decision. For example, in 2008, what do you think suffered from worse depreciation, a used Toyota Highlander or a new Toyota Prius? Hint, it wasn’t the new car. Another example, if…

Once the sun goes down on a summer night, there is nothing better than a roadster. Same goes for 6 AM on empty back roads.

Doug- new reader and fellow Philadelphian here. Love your stuff. I was at Armen several years ago. I test drove a second generation CTS (bought an E90 328i). The showroom had actual wood paneling on the walls. It was like stepping into the 1970's. I thought they were modernizing though. I assume it is somewhat better…