that is a good practice, but not what most people do, typically on a raise people tend to save the same notional amount, and thus inherently decrease their savings rate.

about 60% of employed Americans have access to a 401k

I dont know your financial situation, the cost of real estate where you live, or your risk gama/aversion so you do you. just wanted to make sure you know theres money on the table that you are not taking.

This is incredibly myopic, while i get the “nice” feeling of having extra money each week since you don’t have to pay a mortgage, it also completely removes your leverage and likely does significant damage to your long term wealth. Essentially that “extra” money you have to spend is the present value payments of your…

where is wario? did i miss somthing? how can this be? am i blind?

where is wario? did i miss somthing? how can this be? am i blind?

was looking to pick one of these up, code not working tho

was looking to pick one of these up, code not working tho

award wallet, there is a free and premium teir depending on how many cards/accounts you have

Dont for a macbook pro or otherwise, unable to communicate with the computer and do a trickle charge when full so your macbook charging sound goes off constantly as it turns off, then back on and off and back on forever.

Dont for a macbook pro or otherwise, unable to communicate with the computer and do a trickle charge when full so…

Gizmodo was this ad filed with the NFA? Whats next, pushing binary options on readers?

if your high income dont u have people to do this for you?

The SPG amex use to be my everyday spending card, 3 points a $ and 20k to 25k point transfer to airlines. I’m not sure what to use Now, Amex Plat for flights, reserve for food and other travel. what should i use for “non bonus category” spending? Would consider canceling my spg amex if not for the free night stay but…

The SPG amex use to be my everyday spending card, 3 points a $ and 20k to 25k point transfer to airlines. I’m not…

since 09 nyc taxis require only 3 visual inspections(so every 4 months) and no longer required to pass the more in depth DMV inspection. Also if you look at the taxi’s window for the “PASS” sticker you will see that a lot of them don’t have it.

I f you plan to buy a new home, may want to look into a home sale exclusion. There are a bunch of tests, and limitations but the gist is if you selling your home and buying a new home you can exclude the capital gains tax once. Like once in your life time. so make it count.

First, it doesn’t go towards nothing, its the cost you pay for someone lending you money. Rather, and much more important, you ignore the time value of money. A lot of times, especially in rising rates environments early payment, doesnt make financial sense. If you got a mortgage in the last 9 or so years you borrowed…

I’m a bit confused on your analysis, why is the nominal dollar amount paid in interest something that matters? 

What bigcity31 is referring to is called mega back door contributions. My company offers it, its post tax contribution to 401k, then a conversion of that to a Roth IRA account. Been doing it for years and my tax guy seems ok with it.

I htink LM provides liability insurance in addition to covering the car, something your the card does not do

cause people dont use savings accounts?

Don’t actually run a hedge fun... was joke referencing my original post. but i do like capitalism 

love the cayman but people definitely know. thats like saying people dont know the difference between a lexus es and a ls