Yeah, I'm fine with people who can actually wear bare legs in the cold and not look and feel uncomfortable, but I can't stand people who dress weather-inappropriate and then bitch about how cold they are. My friends and I went bar hopping in Manhattan in lower January after a snowstorm. I wore jeans with tights…

That is awesome! I'm glad it worked out for you!

That's what I have seen - most people say that they love their credit unions.

They run credit checks for payday loans (trust me on this) - and every time anyone checks your credit, it affects your credit score a few points. Your credit is frequently monitored by your credit card company, which will raise your APR if the score keeps sinking.

That's the thing - fashion is fine, as long as you can look comfortable in it. If my job as an assistant didn't have an unwritten rule that prohibited heels of any kind, I would be rocking high heels every day of the week. The thing is, I can walk in high heels. I see too many girls walking around in their Jimmy Choos…

That's what I'm thinking of moving over to. I tried the credit union in our area and was turned down because I didn't have a job that allowed direct deposit at the time. Now that I do, I'm thinking of switching over.

I agree with you. I'm not looking to outlaw violent pornography, but I feel like there are stories I need to avoid because between the actual content of the article and the coupling of the images, I feel way too triggered.

It is - but it is completely legal robbery.

The OP did have a credit card, though, as he mentioned in his post. If you are you are using a credit card and payday loans, you need some financial management help.

Yeah I mean I thought it was cool to see the first few of my friends do it, but now it's ridiculous. Okay...you're pouring a bucket of water over your head on a hot day (and let's be honest, many are not even *mentioning* ALS), good for you, I guess?

A big part is that they are run by sovereign nations and not subject to the same usury laws.

Unfortunately, places are now also rejecting people with student loan debt above a certain amount. When I wanted to quit my bank (rhymes with Hell's Embargo) because I was paying a shit ton in maintenance fees, I had a hard time finding a bank that would take me because I have $40k in student loan debt. I ended up…

The only reason Plain Green gets away with what it is doing is because it is a tribal lender and not subject to usury laws under the UCC.

Seriously? I am shit poor and I can tell you that payday loans are a horrible, horrible investment. If you're taking out several loans, please consider a free financial literacy class.

It really was. When I was homeless, I briefly considered one to boost my financial situation, but I never followed through. In hindsight, it was lucky that I didn't. The loan for $300 would have had a 900% interest rate.

To be honest, I love Yo Gabba Gabba, but a large part of that is seeing bands from my youth (Jimmy Eat World, Taking Back Sunday, The Killers, etc.).

Exactly, I've been in situations where there is no changing table, and I just put the pad on the floor and sanitized the pad when we got home. Not the end of the world.

Yeah it was past the wadded up roll point. I tried paper towels and it just bled through. Damn bad hormones.

I love their sugar with cole slaw mixed in.

Ugh, the amends! They are just so painfully awkward because you're usually amending for things people have long forgotten about. I knew someone who made amends to their gay friend who was 25 at the time by saying "I'm sorry I called you gay when we were 12. I didn't know and it was immature." The friend was like…