I’m in the lucky situation that I finally do have 6 months of expenses in my emergency fund. I keep a couple of thousand dollars in my regular bank savings account (loses money after inflation, but immediate transfer to checking), I keep a month’s expenses in a “high” interest savings account at an online bank (also…

A newer car with fewer miles.

I do the same - with a couple of exceptions. For instance, when you go to Boston Airport there’s a left exit off 93 to get to the tunnel (coming from the south). The speed limit there is 50 (may even be 40) - but if you try to get across four lanes to make the exit and try to stick to the speed limit, you will be hit…

Get back to us after you’ve lived through a 4-5 day power outage in a major city (there were at least three in the 12 years I lived in NYC).  From that point on you will always have some cash with you and also have a cash stash secure at home.  Or you will be cold and hungry for a long time when credit card terminals…

I had this conversation with someone on Martha’s Vineyard over 15 years ago when this was first proposed. Fine, they don’t want wind power, cut them off from mainland power and let them be self-sufficient and build their own power stations on Nantucket or the Vineyard.

As someone with close ties to New Zealand, “tragedy” looks a lot different there than it does in the US and UK.

Might be helpful to mention that iOS 15 is not generally available yet - so this is all moot to the vast majority of people reading this

Please don’t.

The last thing any of us need is more half-assed, non-code, shoddy, beige, builder-grade ruining of houses by people looking to make a quick buck

Glad I waited.  My 2012 model is getting a little old.

Writes an article that references “high” HRV multiple times.  Never defines what that is.  Is it 10, 100, 1000, 10,000?

Won’t work for me either - I need to tow my single-wide 75 foot trailer across state lines every few months.

A GTi with 3/4" panel gaps and mismatched interior trim.  And the paint wears off after 6 months on the rocker panels, but that’s your fault for driving in areas where they grit/salt the roads.

I read your first sentence as “built to last 10-20 years”

Plants don’t grow where there’s no soil. So just removing snow and ice from the surface won’t help until soil has developed in 3-5,000 years. Plus it will still be dark for 4 months of the year and e too cold for most “southern” plants to grow.

A three on the tree on a 1970 FJ40 with 200,000 miles is about as far from an H pattern as is possible - it’s stir around, find a gear and then let the clutch part way out to see which one it was.

I hate to break it to you - but even if you “know what you are doing” it’s gambling.

It’s something that is common with 30-something guys - and it was 20 years ago when I was in my early thirties. I even picked stocks myself for a while (not day trading, but just as pointless)

I think what they are trying to say is “it is not the investment that it was for your parents” and that is true because that will never happen again.

I think that’s why I (and you) are not great markets for these. I’m like you, we watch 1-2 hours of TV most evenings to wind down for bed, but that’s it. The TV is never on during the day or earlier in the evening. I guess if it’s the thing that people spend most of their free time doing, then $100-200 a month is…

This move to dozens of subscriptions that add up to more than premium cable is bullshit. We’ve already cancelled cable TV. I’ll cancel Sling once the Tour de France is over and that will leave us with Amazon Prime that we already pay for for other reasons. Maybe add Netflix or Acorn. I’m not paying anything more…