To see if this might be true, I’d have to go back and the watch the fight again, but I don’t hate myself that much.

Unless, of course, the company you’re trying to switch to is the same company that the person you hit uses, then (as a current insurance company employee) we will absolutely have your info in our system.

As a former agent, you should switch the day after you get into an accident or get a ticket. The new company won’t have that reported in their system buying you at least 6 more months on the lowest rate.