You apparently have never heard Dave Ramsey if you believe this statement. I don’t prescribe to all he says (I’d rather focus on higher interest debts first than the lowest value debts in the snowball method he prescribes), but the rest of it equates to:

“Why is this so difficult for a lot of people to understand when it comes to budgets and expenses?”

What a bull calculator. What does it account for exactly? Nothing.

So much yes. 

You should really be putting it in post-tax if possible. Taxes are at their lowest rates in years, why not pay now and then keep the 90% of the money that is growth out of the hands of the government? I put as much into Roth 401K and IRA’s as the fed will let me. 

Ill take your bet. I have two UOAs showing you exactly the same silica content in the oil (it was actually one ppm lower 8 ppm vs 9 ppm, but that's parsing the result) with both an OEM and with a K&N filter. Bonus points, the UOA with the K&N even had more miles (8344 vs 7500). Post #230 in this thread. https://forums.…

I’ve been looking at 5th gen Preludes online always, trying to find a nice used one that hasn’t been wrung out or chopped up with stupid bits, and it’s getting harder by year...

The whole point of the pursuit in this is not even discussed in this article. Look up “topology optimization.” That is the real science here, not the additive manufacturing of Ti. That design optimization is what leads to all the intricate features shown in that caliper image, features that are not possible to derive…

Duncan Imports in VA has 12 of these for sale right now.

This GTI has nothing on this Tesla.