That reminds me. I am certain that Walt Disney worked in Construction at some point in his life.

No he didn’t. He was hoping that you wouldn’t notice the astronomical interest rate.

When I needed a loan and my credit score was in the mid-600s, my credit union was still able to come up with an affordable APR for me. (5.45%, I think it was. Not amazing, but hardly predatory.) Credit unions are great, you should join one.

You know, my Wife actually brought that up. She said he probably thought I was some dummy off of the street. I can see someone who has zero experience buying a car falling for that.

I’m not trying to be edgy but... if your credit isn’t great, maybe adding a new monthly payment isn’t the best advice. Might be worth considering if maybe you can get by on a used car from via a private sale before heading to a dealer. Especially if you’re buying a used car. 

Former car salesman here. All great points.

And you have to assume that a less assertive customer would have just gone with what looked like the “better” of those two terms.  The whole dealer model just needs to go away. 

Just bought a car yesterday and the finance person made some huge assumptions before meeting with us. She had the paperwork drawn up with zero down and 72 and 84 month options with helpful breakdowns of monthly payments including all of the extended warranty and add ons they offer.
I told her we were doing 10k down…

Is it weird that after seeing the first picture, the first thing to pop into my head was this?

I find this post too hard to follow. All the numbers have these weird symbols like % and $ next to them. What’s that supposed to mean? Can’t you elites write stuff hard working regular people can understand?

No sarcasm, that is a cool story.

Did you even read his comment? Alpha Hooning didn’t say pay cash for everything and never use credit. He said don’t be underwater on a car loan - never own more than your car is worth. That way if you lose your job and can’t make payments you can sell the car and get out from under the payment.Had Mr. Goodman sold is…

“Que?”

“Excuse me, waiter, I ordered a martini. This appears to be in a pint glass.”

“Excuse me, waiter, there’s a cat in my soup!”

I’m not a fast reader by any means, but I also I finished The Old Man and The Sea in a day. That one, in particular, is very easy to get engrossed in and just breeze through.

Ah, yes, I remember the outdoors. Good times.

I never met a terrible writer who wasn’t obsessed with Hemingway.

“I’m Ernest Hemingway and now I am going to eat this cat.”