poophaha
Drrthedoctor
poophaha

you're basically describing my life there, pal.

in this case, golden is a way to go :)

I never understood why it should matter. I pronounce it however the hell I want to. As long as other people know what I am saying, I am golden.

this guy is THRILLED to pull out that Jenga block haha

I like the way you think. I am pretty simple person and often times I do find very simple things to be luxuries. There were times when I got ice cream or two books on Ebay and felt VERY happy, like I won a lottery. As for savings I made a mistake by not opening a savings account in college. I spent money on so many

I don't have a car and probably will never have it. I don't need another payment to sink me further down. The monthly train pass is little over 100 dollars. If I ever get a car, I prob would buy a cheap one. $15000 is wayyy too much for me.

Actually, about a month ago I found out about codeacademy.com. I animated my name it was pretty cool practice. Sometimes I lack focus and motivation. It makes me sad the next day but I get over it fast. Also, sometimes a lack of improvement or guidance is a bit of a problem. A lot of people would say to keep at it but

That's pretty much how I am handling it right now. I don't want to battle them in my 40s.

Easier said than done. I don't buy impulsively, I don't buy coffee at Starbucks, I don't buy expensive clothes (honestly, haven't bought pants or anything big in few years), I don't buy a lot of food, don't got smartphone or good laptop, and I don't go out much (as much as a young person like me wants to). That being

Yeah I've have limited amount of bills but even I can't keep up. I have great respect for older people who are single parents or just trying to keep on going when nobody else wants/can help them.

You know, I think this was one of the best advices I could possibly get. For one, you're not judgmental, just offering simple advice. Two, these are simple things to follow. Focus on one big expense and follow through it until you're done paying it off. My loans are not too big (almost 30K), compared to other students

Savings was and is my top priority. Can't save much when I don't earn much. I tried getting better job but I don't have enough experience since I am a recent college graduate. I am even working some volunteering on the side. Trust me, my place can not get any smaller. We'll see how it goes but a lot of these advice

Please elaborate!

That sounds all swell but what would you recommend someone who has a limited budget that all goes into rent, loan payments, bill payments, and food. I am in mid 20s and it is hard to save up money. Yes I dream of traveling and all that fun stuff but I have to save up first. At the end of each week I can barely stay

I lost it at the Harry Potter one!