When I was five years old we lived in Florissant, Missouri, very small town about 16 miles NW of St. Louis. My mother would give me a dollar, and a note and I would walk about three blocks (no street crossing) to the A&P and hand the cashier the note and they would get me a loaf of bread and I paid them and came home.

the rice should indeed be in there. The standard American lager style (which is an actual style many other brewers, craft and otherwise, make) should include a rice or maize adjunct.