Similar situation here. One of the ‘allies’ of the USSR. A car cost between 80K and 120K new. There was a waiting period between 5 to 7 years for one, unless you had ‘relations’. A used car could cost more. Now, when you see those prices you would ask, but how could you afford one? Well, what the author does not…

Problem on those roads at night are ferral pigs that might cross the highway.

Can I pick up after her?

This ain’t smart anymore. Pay the house as slow as you can. If the market goes south, the government to the rescue...

Why are you trying to pay it off earlier? You pay for the interest in the first months. When you are approaching the loan maturity you actually pay off the principal. Usually there is no sense in paying off earlier. You only stain yourself.

It is not first 10% anymore, it is 7% this year and 6% in the years to come...

This. Many times. I like to feel the road not to be insulated from it. I want to feel the car in my anus. Which with the newer cars, forget it. They are just a boring cocoon that takes you from point A to point B.