98% of my payments are electronic checks through my bank’s online payment system or online payments to a debit card. The reason I write paper checks is because I don’t want to go through the hassle of setting up a payee through that same system for one-off payments. I also chose a bank that, when I get an overdraft,…

I mean, if you’re going to do this, then just start with lean ground turkey instead. I always discard my fat in the trash save for a thin film on my pan that I wash off with dish soap.