Not to be a downer but do check the serial number and call the cops to have them ask if it has been stolen. Get a receipt.

I think if you have it putting it in at the front is a good thing for more interest. However, I think if you have it this month, then your goal should be to deposit the same $456 next month. Try to make it automatic and let it occur monthly. I just upped my monthly auto draw by $500, so I’m calling this challenge…

Good question. On our end, the point of the challenge as a whole is just to take action, take a step forward with your finances. So if readers want to tweak the challenge to make it work for them, I’m all for it. That said, one thing I like about this particular challenge is it makes saving a habit and helps you ease…