Not getting rich money maybe, but not too shabby and, as you say, the benefits tend to be good. For public institutions the retirement pensions are insanely good:

It is telling that you think you think a community college education is “dodging” anything. It is not. It is purchasing an equivalent service for a much lower price. That may - and probably does - change in the latter years of a college education, but not for xxx101 courses.

You don’t do snark well, and your hyperbolic examples don’t augment your already shaky credibility, but I do appreciate that you are at least making the first steps towards realizing that honest people earning a salary shouldn’t be judgmentally dismissed as “schmucks.”

“ And I’m not talking about the poor schmuck that’s handling your admission papers, or the schmuck counseling you on which classes to take”

What *can* save one from student loan debt is not going into student loan debt. Sure, it may be a sacrifice to spend 2 years at a community college before going to a more reasonably priced 4-year ( or beyond ) program, but until people stop paying exorbitant college expenses ( and the government stops subsidizing…

Does your husband’s step-mother traffic in stereotypes in comment sections?  It sounds like you have much in common.

You may want to step back, stop the name calling and emotional zealotry, and review your strategy.

“which is such a naive understanding of who she is.”

This has to be a subtle, yet ham-fisted satire, right?

“these qualities, along with my whiteness, almost always got me in the door.”

“ The threat wasn’t limited to Nike: after Montaño left Nike and went to Asics, Asics too threatened to stop paying her while she was recovering from her pregnancy.”

Probably because he wasn’t wielding a knife or threatening them when they found him.

Odds on the Jezebel story about this invoking #metoo because he touched a boob?

When the writers of fiction don’t tell the story I want to hear it is obviously because they are <bad things here>.

I think it’s worth a note that while the Lanister army had surrendered and called for the bells to be rung, that was not indicating what Tyrion thought it did - Cersei had not surrendered and would not likely have done so w/out the onslaught.  

“ Because your money will grow a lot faster in a brokerage account than it will in a savings account.”

They are awful, what with their thinking only in stereotypes.

I think I understand that this is trying to be clever but it’s just not quite there.

FWIW - and this was quite a while ago - we called our credit union and found out when we could cancel PMI and then cancelled as soon as we hit that threshold.

Do you know what your expenses are now? If not, that’s step one and doesn’t require an advisor or anyone else to accomplish.