I think it was because Felicity Huffman didn’t get her in the right college.

She threw enough shade to combat climate warming.

I don’t believe for a second that 84 month terms fix anything bad that happens to anyone.

I’m not sure what the joke is supposed to be. What is the significant link you seem to think there is between a 7 year loan and a depreciating asset? My understanding has always been that if you are financing a depreciating asset, the loan term should more or less match the expected life of the asset (at least for…

oh bullshit. if it’s at 0%, the longer the term the better. i’d take out a 30 year car note at 0% if i could and there is no reason not to.

No... you look for something that pays far more than 3.5%. But with that, comes higher risk. You mitigate that risk by doing your homework.

Murry confused his credit score with his bank balance. 

Okay, my credit union is offering HELOCs at 3.5% APR over 15 years. There aren’t many investments you can get that can guarantee you 3.5% return per year over the course of 7 years. Put it this way—you’re not going to walk into a bank and put on an application, where you put the reason for a loan, “To invest in…

What is the scenario in which you think you’re going to get a $60,000 loan at an interest rate that would virtually guarantee you a profit from investing that money?

If I lost you at 7.5% (which is a low ball for the past decade) on a moderate, less volatile portfolio, it’s because you don’t understand finance, not because my numbers aren’t sound.

GAP is pretty cheap to be honest. And some bank loans include it. My nearly paid off car included it. And on previous insurance policies the separate GAP charge was normally only a few bucks.

As you can see from the comments that many jalops seem to think that cars are all about money and depreciation.

first year depreciation isn’t and shouldn’t be as big a factor in deciding the terms of an auto loan as a lot of jalops seem to think. say 12 months in you have some bad luck and you’re going to lose the car. if you took out a 36 month loan at 0%, you aren’t as upside down, but you’ve put a lot of money over that year…

Oh, you want me to explain? Fine.

Counterpoint: If you are able to get an 84 month loan at ZERO FUCKING PERCENT, YOU’RE A MATHEMATICALLY INGORANT FOOL NOT TO TAKE IT.

If food stays on the floor for more than five seconds, it means your dog’s getting old.

30 minutes!  Who’s even got time for that these days?!

Do yourself a favour and don’t watch Inhumans.

Somewhere out there is an alternate universe where The Takeout just published an article with the headline “The McRib proves that McDonald’s will never serve anything but fast food,” or something to that extent.

Cold Pizza.