However, this decision does explain why the ship Gaal landed upon was locked against her, which thoroughly discredits my thesis from last week’s review.

Paradox was so bad, the 10 seconds of Cloverfield tie-in at the end ended up being the best part.

Sounds like you went to a “test” show where he was simply testing new material. Comedian shows that go on tour and get recorded are the result of a great many test shows where the comedians refine their material by editing (or throwing out) their material based on the live audiences’ feedback.

Having no debt is nice, but not always the only smart financial plan.

People with low incomes won’t qualify for the loans OP is comparing and no one should be taking out high interest rate loans on 84 month terms. OP’s discussion presumes the buyer qualifies for 0% (or close to 0%) loans. People with low incomes should be buying less expensive cars on shorter terms to minimize their…

Right, I bought a car last October. They were offering 0% on up to 63 months.

Seems counter intuitive to me, since what we’ve demonstrated over the last couple decades is the ability to not only live within our means, but under it.

If you can afford to pay the car off in 24-36 months at 0%, but have the option of 0% at 84 months, I’d rather take the longer term and save the difference between your 84 month payment and what your payment would be on a 24 or 36 month term in a rainy day fund.

There is a gap in GAP insurance though. GAP will cover theft or damage (where the damage exceeds the car’s value). It doesn’t cover selling the car while its still underwater. So, while GAP covers the risk of damage or theft, it doesn’t cover the risk of needing to sell it (eg, because life changes require you to sell…

100% correct.

Further, anyone buying a new car on such a long term should seriously consider getting gap insurance (I’ve never had a car insurance company that didn’t have it as an option).

It’s not close to nearly 0%. Maybe 20-40%. A substantial % of people have sufficiently good credit to qualify for it. Generally, a “well qualified” buyer is someone with 680+ credit with sufficient income to cover the monthly payment and existing obligations (rent/mortgage/other loans). I’ve seen reports that show 45%…

FYI, I’ve never seen a loan where extra payments allow you to skip future payments. Extra payments are always simply treated as paydowns on principal, which will shorten the amount of time one needs to make payments, but it won’t alter the payment schedule in the interim.

84 months at 0% is great and everyone who needs a new truck should take it. But make insure your car insurance has gap coverage (covers the difference between what’s owed on the loan and the value of the car if the car value is lower than what’s still owed) because, given how small the monthly payments will be, it’ll…

I’ve found that criticizing the work the reviewer wanted them to make, rather than the work that actually exists, is a frequent crutch many reviewers lean on.

It’s like the Prime Directive, it exists as a story tool for the purpose of being broken (or bent).

So, you’re spending the day in Vegas?

I mean, its pretty simple. The President (as it is in most democracies) is little more than a figure head (in Israel, the President doesn’t even have nominal executive powers) with the actual head of government being the Prime Minster. If the President dies or is otherwise incapacitated, the Speaker (currently Mickey…

Its the opposite. Disney causing Y: The Last Man to air on Hulu exclusively (rather than FX and then re-aired on Hulu) is Disney’s recognition that this is the type of genre show that frequently drives subscriptions.

Disney wants to bolster Hulu’s subscriber base. Disney controls Hulu and owns 2/3s, with the remaining…

Yup, title comes out on Disney+ a few hours (perhaps day after), the episode is released. If one watches right at midnight PDT, it also still simply says “Episode [X]”.