Everyone star this man’s response - the difference between Roth IRA and 401k withdrawal rules is crucial. To reinforce the point:

but the best way to know if your financial planner doesn’t suck is to know enough to not need a financial planner

This article is way too simplistic. Many people might benefit from a Roth, but it’s not as cut and dry as it seems. See my other comments re: contributions @ your top tax rate vs withdrawals @ your effective rate.

2 Reasons why this is wrong (or at best overly simplistic).  

1) When you invest in a traditional 401K/IRA you get a tax benefit at your marginal rate today

When you withdraw in the future, you pay income tax at your “real” rate, i.e. a function of all the brackets one income falls in. For everyone, their “real” rate is…

Any idea if this will work with Google Voice? I feel like I’m maybe one of the last remaining holdouts that still uses GV as their main phone number.

Why wouldn’t you just retire and live exclusively off your 401k for several years to take a later SS retirement date?

Not enough people do...

or Msnbc, or Fox News. MSNBC recently whitewashed Gina Haspel’s record by calling torture, “rough interrogation.” Repugnant.

Well I’m buying it, but not for me. My kids will love this!

I don’t know. I think this pretty damn cool. I enjoy handson, crafty projects and this looks like something really fun that I can do with my little girls. I’m all for it.

Going to join you in the minority of hating assigned seating. Sorry but I don’t want to have to plan to see a movie a week in advance. We saw Star Wars a week and a half out because I refused to be on the front row. I rather would have skipped the online fee and got to the theatre a little early and grab a decent…

Not mad, annoyed.

This is so, so stupid. People have never seen a movie with that kind of effect before? I hate everyone today, but especially people who can be this fucking dumb.

Aaaaand that’s why you’ll either pay someone else to manage your money or lose your life savings in a bubble.

Sigh. No, Illinois is not a hellhole. Champaign-Urbana, Bloomington-Normal, Peoria, and Rockford, at the very least, would beg to disagree.

Aside from breaking news and actually live events/sports, what’s the need for “live” TV? The best thing about on demand video services is that you can watch whatever you want whenever you decide that you have time and want to watch something. Having to be home at a certain day/time in order to watch something seems…