i feel like such a nerd for laughing at this

Flawleth? I don’t think tho! ;)

That reminds me, I’ve gotta get cracking on my lawsuit against NASA.

Minus a dui most driving mistakes fall off after 3 years. I don't see why we treat credit any differently. Keep huge mistakes like bankruptcies on for longer but let the smaller stuff slide off after 3 or 4 years. Seems consistent with other industries abilities to see how trust worthy and responsible you are. And I…

Spoken like someone who has never had to deal with the byzantine process of getting the bureaus to fix their own errors on your report.