Principal and interest (PI) on a mortgage for 10 years at 4% is just slightly over 1% of the loan amount per month.

Does the $150k buy the house or is it the down payment? He could be buying in San Francisco or New York City.

My English teacher, Donald Trump, and I find your argument unpersuasive. Do two or three people find it unpersuasive?

I’ve tried the Clef du Vin. It mellows out wine by catalyzing the oxidation of tannins making a wine less astringent. It’s the same reaction that happens over time as oxygen diffuses into the bottle naturally. Only useful for wines that benefit from aging.