Interesting and clear. But to send money to other people who are in different countries, those solutions are not the easiest neither the cheapest. I would suggest other solutions like Transferwise, Moneytis or Worldremit

“if you don’t trust Paypal”..interesting, I believe we can trust such a huge company for small amounts. I would have added many other easy, cheap and fast solutions like Azimo, Transferwise or even Moneytis